Health Insurance

Articles about Health Insurance that may be useful to Massachusetts retirees

Harvard Goes It Alone

MAY 2000 -
After several months of being on the brink of bankruptcy, state
regulators have released Harvard Pilgrim Health Care (HPHC) from state
receivership, permitting HPHC to go it on its own. This turnaround came
as a surprise to retirees and healthcare experts alike.

The Blues Are Back: Increase Membership As HMOs Struggle

MAY 2000 -
The Blues are back! Blue Cross and Blue Shield, once a household name
for health insurance coverage in this state, only to fall victim to the HMO phenomenon of the 80s, has recovered from membership doldrums and is once again a vibrant and growing insurer.

Framingham Health Insurance Controversy Resolved

MARCH 2000 - Coalition Bargaining Committee Stands Firm - After
three years of ongoing, and at times bitter negotiations, Framingham
town officials and the coalition bargaining committee, on which the
Association sits, have reached agreement on the town's group health
insurance program. Bob Foley, a retired police captain, is the
Association's representative on the bargaining committee.

State Opens Insurance Enrollment Period

MARCH 2000 - GIC Health Fairs Held From April 8 to May 6 - In
light of the rapidly changing health insurance marketplace, members
insured through the state's Group Insurance Commission are asked to pay
close attention to this year's open enrollment period. The GIC will
hold its annual health fairs April 8 to May 6.

Dental Plan Moves Ahead

MARCH 2000 - Our
attempt to obtain retiree dental coverage during the current
legislative session received a major boost in January after Governor
Paul Cellucci endorsed our plan.

Harvard Pilgrim In Trouble

MARCH 2000 - HMO Now Under State Control - With
the birth of a new year, Harvard Pilgrim Health Care (HPHC) has found
itself in severe financial difficulty after registering a $197 million
loss in 1999. The first week of January, it became known that HPHC had
lost $78 million more for the year than had previously been assumed. As
the company teetered on the verge of bankruptcy, state officials and
the Supreme Judicial Court promptly placed HPHC under state
receivership.

Health Insurance Pool Continues Growth

JANUARY 2000 - MIIA Plan Now Includes 52 Towns - Being
the state's largest municipal health insurance pool best describes the
Massachusetts Interlocal Insurance Association (MIIA) Health Benefits
Trust. MIIA is the insurance arm of the Massachusetts Municipal
Association (MMA).

Insurance Advisory's Role At Issue

JANUARY 2000 - Plymouth Committee Sues Town - In
what could possibly become a landmark legal decision, the Town of
Plymouth's Insurance Advisory Committee has filed suit against the town
in superior court. The suit alleges that the town failed to comply with
state law by not including the advisory committee in discussions
regarding the town's insurance plans.

Dental Plan On Horizon

JANUARY 2000 - State and Local Retirees Would Be Eligible - Association
lobbyists are on the verge of a major breakthrough in providing
comprehensive dental and vision coverage to members insured through the
state's Group Insurance Commission (GIC). The news follows several
attempts in recent years to obtain coverage for state and local
retirees insured under the GIC.

Paying For Nursing Home Care

NOVEMBER 1999 - Medicaid Limits On Assets And Income For Public Retirees - Unfortunately,
some of our members face the prospect of nursing home care either for
themselves or their loved ones. One major consideration is how to pay
for this care which currently averages between $40,000 to $65,000
annually.