Health Insurance

Articles about Health Insurance that may be useful to Massachusetts retirees

Deep Concerns Over GIC Insurance Costs

Association Initiative Would Lower Expense Cap

MAY 2015 VOICE: After five-years of low cost growth and medical inflation, retiree costs with the state’s Group Insurance Commission (GIC) are set to jump come July 1, 2015. The sharp increase in what some retirees will be forced to pay for healthcare has resulted in an Association legislative proposal seeking to lower the cap on out-of-pocket costs.

Governor Baker Supports FY15 COLA

Also Maintains State Retiree Insurance % In Budget Proposal

MAY 2015 VOICE: In his first budget proposal, Governor Charlie Baker has proposed a full 3% COLA for state and teacher retirees to be paid beginning in July on the existing $13,000 base.

Baker is the first Republican governor since Jane Swift to support retiree COLAs. Former Governor Mitt Romney failed to provide for a retiree COLA in each of his four annual budget proposals.

New Law to Strip Social Security Numbers From Medicare Cards

WASHINGTON — Concerned about the rising prevalence and sophistication of identity theft, most private health insurance companies have abandoned the use of Social Security numbers to identify individuals. The federal government even forbids private insurers to use the numbers on insurance cards when they provide medical or drug benefits under contract with Medicare.

Agreement Between GIC and U-Mass Medical

Open Enrollment Begins

APRIL 7, 2015: At the proverbial 11th hour, U-Mass Medical Group agreed to a new contract with the state’s Group Insurance Commission and its basic indemnity plan carrier, UniCare.

For months U-Mass Medical had baulked at agreeing to a new UniCare contract, despite repeated attempts by the GIC and UniCare officials to broker a deal. The dispute was reportedly due to a disagreement over reimbursement rates paid to U-Mass. Officials claimed that the rates offered by the GIC through UniCare were too low.

Blue Cross vastly expands quality-based payment systems

The Massachusetts health care industry’s traditional system of paying doctors for every office visit, test, and procedure may be nearing its end.


Governor Proposes Higher Employee Contributions

MARCH 5, 2015: Monthly insurance premiums for the 425,000 enrollees of the state’s Group Insurance Commission (GIC) will increase starting in June.

The increase in monthly premiums is the result of higher medical inflation across nearly all GIC plans. Essentially, the price of medical care and prescription drugs is once again on the rise.

CVS CareMark Retained by GIC

Reduces Costs by $145m Over Three-Years

FEBRUARY 18, 2015: Following an extensive search process, the state’s Group Insurance Commission (GIC) voted to retain CVS CareMark for at least another three-years beginning July 1, 2015. The Rhode Island-based firm has been the pharmacy benefits manager (PBM) for the GIC’s UniCare plans since 2010.


Association Deeply Opposes $60m Cost Shift

FEBRUARY 17, 2015: Over the objections of our Association and union representatives, the Commonwealth’s Group Insurance Commission (GIC) voted to increase copayments and deductibles for Fiscal Year 2016, beginning July 1, 2015.

While this increase marks the first of its kind in more than five years, Association officials strongly oppose what we view as further cost shifting onto the backs of retirees and employees who utilize their insurance benefits.

Association Opposes Increased Copayment & Deductibles

Association Opposes Increased Copayment & Deductibles

GIC Holds Annual Public Hearing

February 4, 2015:  Association officials were present and offered testimony at the state Group Insurance Commission’s (GIC) annual public hearing held today at the State House.


Adds Pressure to Growing State Budget Gap

DECEMBER 19, 2014: As reported in the January 2014 edition of the Voice, the state’s Group Insurance Commission (GIC) is grappling with a significant budget deficit for the current fiscal year.

However, it now appears that the problem is more significant than previously thought. At today’s GIC meeting, Executive Director Dolores Mitchell characterized the deficit as being “north of $120 million” – some $70 million higher than previously thought.